What Is The Cost Of Living In Omaha Nebraska?

Now your wait is over! Because today we will give you the cost of living in Omaha Nebraska. Can you tell us, how much do you need to make to live comfortably in Omaha, Nebraska? No? Then read this article to know everything about the average cost of living in Omaha Nebraska. Omaha is the largest city in the state of Nebraska, United States. The city of Omaha also called the Gateway to the West, is known for the world-class Henry Doorly Zoo and as the home of business magnate Warren Buffett. There are many key reasons why people move to Omaha, but one of the reasons for moving to the city is its cost of living. Let’s have a look at the cost of living in Omaha, Nebraska

What Is The Cost Of Living In Omaha Nebraska? 

The cost of living in Omaha Nebraska is cheaper than the national average cost. Also, while comparing the cost of living in Omaha vs Phoenix, Omaha is 29% cheaper than Phoenix. Below we have given a table showing you the cost of living index of Omaha as compared to the national average of the United States. If you found the cost of living in Omaha nebraska more than 100, it means Omaha is more expensive than the national average and vice versa. 

Cost Of Living For Omaha Nebraska USA
Housing 82.2 100
Grocery 96.6 100
Transportation 81.7 100
Utilities 98.6 100
Health 114.4 100
Miscellaneous 132.2 100
Median Home Cost $239,900 $291,700
Overall 89.8 100

Home Rent 

Still you are guessing, is the cost of living higher in Omaha Nebraska? Let’s see the housing cost in the city, you may clear your doubt. Here in Omaha, you can pick from a wide range of houses. Start living the life you have always dreamed of, and forget about the cost of housing. The city has average home prices of approximately $233,006 and which is lower than the national average. To know in detail refer to the table given below which gives you the housing cost in different regions of Nebraska. 

City Approx 1 Bedroom Rent Approx 2 Bedroom Rent
Lincoln $800 $1000
Omaha $750 $1050
Bellevue $1158 $1647
Grand Island $999 $1549
Kearney $700 $1050

Food Cost 

In Omaha, Nebraska, a single individual spends around $3025 on average in a year for food, and a family of four two working adults and two children spends an average of $8736. It is slightly less than the national average of $3240 for a single individual and $9354 for a family of four. To know further take a look at the table given below that shows the approx dinner cost for two in different cities in Nebraska, including the cost of living in Lincoln, Nebraska. . 

City Approx Dinner Cost For 2
Lincoln $65
Omaha $45
Bellevue $48
Grand Island $50
Kearney $55

Travel Cost 

The most used public transport in Omaha is the bus. The airport is served by one service, but only at dawn and dusk. Getting to Omaha by bus is possible, but requires some planning and budget. A one-way ticket for local transport is $1.40, a monthly pass will cost you $54, and the taxi starting price in the city is $4 for normal traffic. Also, the metro buses, and ORBT that run throughout the city are the only public transportation systems facilitated by the state government.  

Other Expenses 

Each and every expense you need to consider before making plans to move to a new place. Here we have mentioned some minor but important expenses in detail. 

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Health Care 

The state of Nebraska ranked 54th position among the world’s greatest hospitals in Newsweek’s World Best Hospitals 2020 report and the medical center was ranked 56th position last year. In the city, a single person needs $1096 per year for medical purposes while a family of four spends around $2191 per year. 

Utility Bills 

In comparison to the national average cost of the United States, Omaha’s cost of utility is 14% lower. What will be the average water bill Omaha, Ne? Well, the monthly charges for electricity, water, heating, and garbage for an 85 sq m apartment are around $196. While the average gas bill in Omaha, Nebraska is increased from $86 to $633. 

Internet Bills 

The cost of the internet won’t affect your budget but you can not overlook it because the internet is one of the important factors in day-to-day life. The cost of the internet changes as per provider. If you buy a data pack from Xtream Powered by Mediacon you need to pay between $19.99 and $59.99 per month. 


The cost of fitness totally depends upon you. If you want to join a gym or a fitness club then you need an extra budget otherwise you can exercise at your home also. The cost of gym membership in the city varies between $31 and $44.42 per month for a single person.   


Entertainment is one of the important parts of life so, for that, you also need planning and money. There are many places in the city you can visit to save some extra money. Otherwise, you can visit some other paid places. 


Revenue from the sales tax is often one of its strongest sources. High taxes in New England resulted in an exodus of workers, capitalists, and investors. The state of Nebraska imposes bulk tax revenue from personal income tax and sales tax. The personal tax rate is 6.78%, the sales tax rate is 5.50%, the corporate tax rate is 7.81%, and the property tax rate is 1.61%.  

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Is Omaha Nebraska Expensive To Live?

Despite its size, Omaha maintains a low cost of living and affordable housing—the median home price is $139,800 and median monthly rent is $819—which makes it one of the most affordable U.S. cities to live in!

How Much Money Do You Need To Live In Omaha Nebraska?

Summary about cost of living in Omaha, NE, United States: Family of four estimated monthly costs are 3,858.3$ without rent. A single person estimated monthly costs are 1,096.2$ without rent. Omaha is 17.8% less expensive than Seattle (without rent).

Is Living In Nebraska Expensive?

The cost of living in Nebraska is 7% lower than the national average. Housing is 14% lower than the national average, while utilities are 11% lower. When it comes to basic necessities such as food and clothing, groceries are around 4% lower than in the rest of the country, while clothing costs 4% lower.

What Are The Negatives Of Living In Omaha?

A major drawback of Omaha is the city’s crime rate. The violent crime rate per 1000 residents is 6.24, while the property crime rate is a little on the high side, at 31.37. Omaha recorded 3,032 violent crimes and 15,247 property crimes in 2021.

Where Does Nebraska Rank In Cost Of Living?

Living in Nebraska is less expensive than it is on average across the U.S. as a whole. According to data from the Bureau of Economic Analysis, goods and services in the state cost 10.5% less than they do on average nationwide. Compared with all other states, Nebraska has the 13th lowest overall cost of living.

What Is Nebraska Omaha Known For?

Omaha is home to one of the world’s best zoos. Omaha’s Henry Doorly Zoo & Aquarium is more like a biological park, dedicated to conservation around the globe and home to the world’s largest indoor desert, world’s largest glazed geodesic dome, and North America’s largest indoor rainforest.

Is Omaha Republican Or Democrat?

The city council is officially nonpartisan; party affiliations are for informational purposes only. However, registered Democrats hold a majority.

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In this article, you got the cost of living in Omaha Nebraska comparison with the national average as well as Phoenix in detail. Why do people like to move to Omaha, Nebraska? Because Omaha has a great environment to raise a family with superb schools, affordable housing, easy commuting, and a low crime rate. Additionally, Omaha’s restaurants, real estate, cultural attractions, and more make people love Omaha more. Due to such qualities, Forbes recently named Omaha as the seventh greatest city for living also because of the low cost of living in Omaha Nebraska.  

What salary do you need to live in Omaha

How much does it cost to live in Omaha Nebraska?