What Is The Cost Of Living In Massachusetts?

Massachusetts is the best place to visit but you should know the cost of living in Massachusetts, before visiting it. But, don’t worry we will help you by providing you with the required information about the average cost of living in Massachusetts. Massachusetts is a state located in the United States and is extremely popular for its many colleges and universities, including Harvard University, the first institution of higher learning in the country. It is also known for being the landing place of the Mayflower and the Pilgrims. Now, let’s move toward the cost of living in Massachusetts.  

What Is The Cost Of Living In Massachusetts?  

The cost of living in Massachusetts is around 127.5 as compared to the national average of 100. Take a look at the table given below, if you find the cost of living in Massachusetts per year is more than 100, it means Massachusetts is more expensive than the national average and vice versa. In Massachusetts, the most expensive area is the Boston-Cambridge-Newton metro area, where the cost of goods and services is 14.2% higher than the national average and 4.5% higher than the statewide average.   

Cost Of Living For MassachusettsUSA 
Housing 175100
Grocery 108.9100
Transportation 107.9100
Utilities 112.9100
Health 90.2100
Miscellaneous 147.9100
Median Home Cost $510,500$291,700 
Overall 127.5100

Home Rent 

The monthly cost of living in Massachusetts is greatly affected by the housing cost. In Massachusetts, the typical home is worth around $366,800, $161,900 more than the national median home cost of $204,900. Across the state, the median price of a home built in 1939 or earlier is $375,300, while the median cost of a home built in 2014 or later is $584,900. Refer to the table given below to know the approx rent for one and two-bedroom apartments in different parts of the state. 

City Approx 1 Bedroom Rent Approx 2 Bedroom Rent 
Boston $950$2,925
Salem $3,000$3,700
Plymouth $1,950$2,500
Cambridge $2,550$3,600

Food Cost 

The cost of food needs to be considered while calculating the cost of living in Boston for a single person as well as the cost of living in Massachusetts for students. In the state, a single adult spends an average of $3,544 on food yearly, and a family of four spends around $10,235 on average for a year. Take a look at the table given below that will give you the approx dinner cost for people in different cities in Massachusetts in mid-range restaurants. 

City Approx Dinner Cost For 2 
Boston $80
Salem $45
Plymouth $30
Cambridge $65

Travel Cost 

Transportation cost is also effective while knowing the cost of living in Massachusetts. In the state, 77.7% of commuters drive to work, compared to 85.5% of commuters nationwide. On average, the typical motorist in the state drives 9,130 miles a year. Taking into account, the average cost of transportation will be $812 on gas alone in a year. 

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Other Expenses 

After knowing important expenses let’s move towards important but least expenses. Let’s know them in detail.  

Health Care 

In Massachusetts, the average healthcare costs for a single adult in the state total $3,339 per year, compared to the national average of $4,266. For a family of four, average annual health care costs total $10,448, which is $2,502 less than the national average.  

Utility Bills 

When you see the cost of living in Massachusetts vs California in terms of utility, then you find that Massachusetts is 12.9% cheaper than California. In Massachusetts, the total energy cost for the month is around $250.47.    

Internet Bills 

In Massachusetts, the plan from Xfinity operator will cost you around $29.99 per month for 15 to 2,000 Mbps. while the internet plan from RCN will cost you $29.99 per month.  


In the state, the cost of fitness totally depends upon the types of gyms or fitness clubs and the services provided. The average cost of membership for a month is $49.   


The cost of entertainment depends upon you, if you want to save some money by visiting some free places then you can also do it.  


The average adult working in the state pays $7,709 annually in taxes above the national average of $6,542. Per capita state tax collections in the state come out to $4,296 per year, compared to the $3,151 average across all states.  

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How Much Does It Cost To Live In Massachusetts Per Month?

Family of four estimated monthly costs are 4,338$ without rent. A single person estimated monthly costs are 1,198$ without rent. Boston is 8.40% less expensive than Seattle (without rent). Rent in Boston is, on average, 12.01% higher than in Seattle.

Is Massachusetts Expensive To Live In?

In the No. 3 position is Massachusetts — the most expensive state in New England to live in — with an index of 147.9. Like California, housing prices are exorbitant in Massachusetts, accompanied by higher-than-average costs for pretty much everything else

What Is The Cost Of Living In Massachusetts In 2022?

You need enough left over for groceries, savings and other essentials and incidentals. Considering the 30 percent rule, you’d need to make around $104,592 a year to afford Massachusetts’ average rental rate of $2,615 for a one-bedroom apartment. That comes out to roughly $8,719 per month in income.

Is Massachusetts Cheap To Live In?

Thinking about living in Massachusetts? As one of the most expensive states in the U.S., finding affordable housing in the Bay State can be tricky. But if you’re willing to look outside of the Boston metro, your chances of finding a more affordable place get a lot easier!


In this article, you just came to known of the cost of living in Massachusetts yearly. Now, you got that Irving in Massachusetts is more expensive than it is on average across the United States as a whole. According to the data from the Bureau of Economics Analysis, goods and services in Massachusetts cost 9.7% more than they do on average nationwide. So, this is all about the cost of living in Massachusetts.