What Is The Cost Of Living In Cambridge Ma? 

Cambridge Ma is a fantastic place to live. But, you can not just overlook the cost of living in Cambridge Ma. Well, to know it, read this article. In this, we will give you all kinds of expenses like the cost of food, healthcare, transportation, housing, fitness, tax, etc. Cambridge is one of the well-known cities in the state of Massachusetts, in the United States. It is in Middlesex County and is one of the best places to live in Massachusetts. Living here offers residents an urban feel and most residents rent their homes. Cambridge is famous for being the home of two world-class universities namely, Harvard University and the Massachusetts Institute of Technology. Let’s come to the cost of living in Cambridge Ma

What Is The Cost Of Living In Cambridge Ma? 

The cost of living in Cambridge Ma is $2946 for a single person and $6684 for a family of four people, including one couple and two children. This cost includes rent expenses also. According to this Cambridge Ma cost of living, Cambridge is ranked 51st out of 9294 cities in the world while it is the 40th most expensive city out of 2202 cities in the United States and the 2nd most expensive city out of the 92nd in the state of Massachusetts. Here is a table showing you the average cost of living in Cambridge Ma compared to the national cost index of the United States. From this table, you can get how much salary needed to live in Cambridge, Ma.  

Cost Of Living ForCambridge MaUSA
Median Home Cost$914,400$291,700

Home Rent 

Housing cost is one of the major expenses in the cost of living. In Cambridge, the average rent in Cambridge, Ma for a one-bedroom apartment is $2,368 per month, while a two-bedroom apartment rent goes for $2,850 per month. According to the Cambridge Rent Report, the rent prices in Cambridge have increased by 2.2% in the last month and have increased by 16.5% in a year-over-year comparison. The city is still recovering from the pandemic’s effect on the rental market. Take a look at the table given below, from this, you can get the cost of rent of one and two-bedroom apartments in different cities across the state, including Cambridge vs Boston cost of living

CityApprox 1 Bedroom RentApprox 2 Bedroom Rent

Food Cost 

When you see the Cambridge, Ma cost of living comparison, then you find that Cambridge is 73% costlier than the national average. In Cambridge, grocery costs run $307.50 for a single individual and $900.50 for a family of four. However, these numbers only account for those formidable souls who prepare and eat every single meal at home. Here is a table reflecting the cost of dinner for two people in different cities across the state. From this, you can check whether your average salary in Cambridge, Ma is sufficient to live.  

CityApprox Dinner Cost For 2

Travel Cost 

The cost of living in Madison Wi vs Cambridge Ma due to the cost of transportation is much different. The cost of transportation in Madison is 29% lower than the cost of transportation in Cambridge, Ma. The average single Cambridge reticent pays $4,332 on transportation annually. And a family of four with two adults and two children pays around $11,773 annually.    

Other Expenses 

There are also other expenses needed to be considered while calculating the cost of living. Let’s have a look at them. 

Health Care 

The cost of living in Cambridge, Ma vs Dallas, tx, tells us that Cambridge, Ma is 55.1% costlier than Dallas, Tx. The average medical costs for a single Cambridge resident are $3,048 and $7,192 for a family of four. However, these numbers apply only to employer-sponsored health insurance.  

Utility Bills 

Cambridge is a great city for utilities. The average utility bill in the city comes to a low of $185.46, you will save a significant amount compared to the national average of $240 a month. The utilities include electricity, heating, cooling, water, and garbage. 

Internet Bills 

The cost of a plan, with a speed of 300 to 940 Mbps, Verizon is $49.99 per month. While a plan from Xfinity will cost you $29.99 per month for 50 to 3,000 Mbps.  


Cambridge keeps its residents active thanks to its walkability. However, if you are a fitness enthusiast or simply prefer your workouts to be more structured, you will be at home in Cambridge’s gym scene. A gym membership will run you an average of $59 monthly or about $708 annually. 


Cambridge is known as one of the scholar cities but, you won’t find a lack of entertainment opportunities. A single resident spends an average of $1,702 annually on entertainment, while a family of four spends $3,879 annually.   


The state collects a flat-rate income tax of 5% and a sales tax rate of 6.25% across the state. However, there are no additional city or county taxes for Cambridge residents. Because you will be renting, you don’t have to worry about property taxes. 

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How Much Does It Cost To Live In Cambridge?

Summary about cost of living in Cambridge, United Kingdom: Family of four estimated monthly costs are 3,527.9$ (2,797.0£) without rent. A single person estimated monthly costs are 1,021.0$ (809.5£) without rent. Cambridge is 27.4% less expensive than New York (without rent).

Why Is Cambridge MA So Expensive?

Surging demand from everyone from university professors to biotech executives has combined with a shortage of homes for sale to drive Cambridge home prices to all-time highs, real estate experts say.

How Much Does It Cost To Live Per Month In Cambridge UK?

However, the average cost of living in Cambridge can range from £1,464 to £1,356 per month.

What Salary Do You Need To Live In Cambridge?

The Real Living Wage enables a person to have a minimum acceptable standard of living with less reliance on benefits, and is calculated annually according to the cost of living in the UK. The Real Living Wage is currently £10.90 per hour. Living Wage Week 2022 took place from 14 to 20 November.


By reading this article, you got an idea of the rent in Cambridge, Massachusetts as well as the cost of food, health, fitness, transportation, etc, in the same city. To live in Cambridge, you need to earn an attractive salary because Cambridge is costlier than the national average. So, to live comfortably in Cambridge, the recommended salary is $7,894 per month or $94,782 per year. This total reflects a salary that would allow a person to live comfortably and afford to cover the median rent for a one-bedroom apartment without thinking too much about the cost of living in Cambridge, Ma.